A special coach holiday travel insurance scheme is available for all passengers travelling on our holidays from AXA Insurance (UK) PLC who are authorised and regulated by the Financial Services Authority. Should you wish to take advantage of our Coach Holiday Travel Insurance you will need to include the appropriate premium when booking your holiday.
Demands And Needs
This insurance policy will suit the Demands and Needs of an individual, or group (where applicable) who have no excluded pre-existing medical conditions, are traveling in countries included within the policy terms and who wish to insure themselves against unforeseeb events detailed in the cover section below. Subject to the terms, conditions and maximum specified claim limits.
Important
We will not provide you with advice about the suitabillity of this product for your individual needs but will be happy to provide you with factual information.
We summarise below the details of the insurance cover provided which also includes INTERNATIONAL MEDICAL RESCUE - 24 hour emergency service, the following is a brief summary of the cover available. Full details of Cover, policy Wording before booking should you wish to examine this in advance.
| COVER | SUMS INSURED UP TO |
| Cancellation | £3,500 |
| Missed Departure/Travel Delay | £600/£60 |
| Personal Accident | £15,000 |
| Medical and other Expenses including Curtailment | £2,000,000 |
| Medical Inconvenience Benefit | £450 (£15 per 24 hours) |
| Personal Property/Loss of Passport | £1,500/£200 |
| Personal Liability | £2,000,000 |
| Delayed Baggage | £100 |
| Legal Expenses | £10,000 |
| 14 day refund |
Insurance Premium |
Policy Excesses
Cancellation, Curtailment, Holiday Abondonment and Loss of Deposit for holidays up to and 3 days £NIL. For holidays over 3 days Loss of Deposite £10.00 each and every loss. For holidays over 3 days excess £35.00 each and every loss for Cancellation, Curtailment and Holiday Abondonment. Medical and other Expenses, Personal Property and Money excess £30.00 each and every incident per Insured Person.
IMPORTANT - Health Conditions
If you are traveling in England, Scotland, Wales, Northern Ireland or the Isle Of Man and can answer NO to questions 1, 2 and 3 immediately below, it will not be necessary for you to complete a Self Declaring Medical Form. The Standard Policy Terms, Conditions and Exclusions shall apply.
It is a condition that at the tim eof taking out this policy and between that time and your departure you must comply with each of the following:
- You are not aware of any reason why the trip should be cancelled or cut short.
- You are not travelling:
a) against advice of a medical practitioner
b) for the purpose of obtaining medical treatment, or
c) if you have been given a terminal prognosis. - You are not receiving treatment for an illness or injury as a hospital day case or in-patient, as any claim arising from this injury or treatment will not be covered.
In addition if you are travelling outside England, Scotland, Wales, Northern Ireland or the Isle of Man, the following additional conditions apply:
You must notify the issuer of this policy immediately of any of the conditions listed below arising between the date the policy is issued and the time of departure of the trip. We must be informed of any fact which is likely to influence us in the acceptance, assessment or continuance of this insurance. Failure to do so may invalidate this insurance, leaving you with no right to make a claim.
- If you have recieved medical treatment as a hospital day case, in-patient during the six months prior to the booking of the trip, you must obtain from a medical practitioner at your cost confirming that you will be fit enough to take the trip.
- If you are undergoing medical treatment as a hospital out-patient at the date the final balance of the trip is due to be paid, a certificate of fitness confirming your ability to travel must be obtained at your cost.
- If you are on medication at the time of travel your medical condition is stable and well controlled.
The policy contains the following General Exclusions:
You will not be covered for anything caused directly or indirectly by you suffering from stress, anxiety or depression unless it has been investigated and diagnosed as such by a Consultant specialising in the relevant field, who must confirm in writing at your cost that you are fir enough to take this trip.
You must notify the issuer of this Policy immediately of any of the conditions listed above arising between the date the policy is issued and the time of departure of the trip.
Cooling Off Period
You should read your policy immediately to ensure it metts with your requirements. I ffor any reason it does not it must be returned to the issuer of the policy within 14 days of the date of issue or prior to travel which ever is the sooner. Your money will be refunded in full, provided no claims have been made or incident liklely to give risen. If you cancel your policy after 14 days no refund will be given.
Premiums - including IPT @ 17½%
| 2010 prices | Up To 3 days | 4 - 5 days | 6 - 10 days |
| British Tours | £13.00 | £16.00 | £20.00 |
| Continental Tours | £15.00 | £20.00 | £24.00 |
How To Claim / Problems
Full details will be shown on your policy. Al claims should be notified in writing (within 28 days) to:
Towergate Chapman Stevens Ltd.
Claims Department
P.O.Box 417
West Byfleet
Surry
KT14 7YQ
Telephone: 01932 344300
It is recommended all clients are in possession of European Health Insurance Card (EHIC) obtainable from main post offices.